All in Budgeting

My cars cost $195 per week!

Have you given any thought to how much your car costs to run? I’m not just talking about how much petrol or diesel it uses. Until now I don’t think I had ever totalled up all of these costs specific to my vehicles. But after getting a question about cars, I decided to look into it a bit further and now its a case of “you can’t unsee what you have seen” dammit!

REVIEW: PocketSmith Part 2

Any time of year is a great time to finally sit down and get your financial house in order, but January in particular, is a time when many people finally do it. One of the first tips I offer people who are wanting to take control of their personal finances is to tell them that it’s crucial that you track your earning and spending, otherwise, how do you know if you are getting ahead or falling behind?

Take Control of Your Finances: PocketSmith Part 1

Personal finance is deeply personal, and everyone goes about it slightly differently but the key to those who succeed and get ahead is working out exactly where their money is. One of the first tips I offer people who email me is to track their financial activity. Only when you do this in some form or other can you make the right changes and start to understand where all of your money is going.

Offset Mortgages. Really?

Because I threw off the shackles of debt some time ago I have become a little out of touch with mortgages. I’ve had enough emails about “Offset Mortgages” to make me think that this is something I need to look into because there are obviously a few of you out there who either use this system of banking or want to know what it is all about. This blog post may ruffle a few feathers...