All in Insurance

We have cancelled another insurance policy

Back in June of 2017, I wrote a blog post called Insurance (YAWN), and in it, I talked about what insurance we had and what policies we were dropping because we had reached a point where we could self-insure. This blog post is a quick insurance update to explain why we continue to shed insurance policies and show you that it's worth reviewing your insurance from time to time and whether the cover you have is appropriate for your current life stage.

What does my home cost to run each week?

Today’s blog post is a follow on for all the non-homeowners who told me that they were curious about the expenses I incur for my own home, which you are missing out on by renting. There are a lot more expenses than just paying your mortgage. Knowing what owning a house costs ME might help you plan your future house purchase or make you even happier renting than you already were.

Applying The Barefoot Investor in NZ - UPDATE

I originally wrote this blog post back in December 2018 and I’ve decided it was time to make a few updates to it so that all those people reading the book for the first time and those who are following along with the Barefoot Investor principles have a good New Zealand resource to come to. If you have read my original post, while it’s still relevant, this one is quite different because it takes into account different providers of services, so I encourage you to read this one too!

Saving Money on My Car Insurance

A few weeks ago I blogged about how much our cars ACTUALLY cost to run. Several people got in touch (thank you) and to cut straight to the point they said “you are being screwed over Ruth, you should take a look around for a new insurer”. So I did…

Applying The Barefoot Investor in NZ

The Barefoot Investor by Australian Scott Pape is an excellent book and it has been instrumental in changing the financial direction of not just Australians but also of Kiwis. Many people have asked me to work out what the Kiwi equivalents are of the providers he recommends. I’m not saying this is a conclusive list, but I’ve given it my best shot.

Insurance (YAWN)

Whatever your situation it’s important to take a look every year or two at your level of insurance cover. It bores me to have to do it if I’m honest because it always means looking over documents which are designed to be confusing. Plus, it involves me having to make phone calls, wait for new policy documents to arrive, ask questions and so on. It ALWAYS takes longer than you think it will. But once it is done I’m pleased I did it.