What is your net worth? $1,300,000
Are you filling this out as an individual or a couple? Couple
At what age(s) did you become a net worth millionaire? 45
What region of New Zealand do you live in? Dunedin
How did you accumulate your net worth, what are you invested in? Housing, Kiwisaver (TWF hedged and unhedged), Other: Kernel investments
What was your highest average household WEEKLY income after tax? $3,000
What is your career? Physiotherapist
Do you have children? YES
Do you have a tertiary qualification? YES
Did you inherit any of your money? NO
What's the approximate value of your house? $850 000
Are you debt free now? YES
Are you in KiwiSaver? YES
Were you taught about money? NO
What is the most enjoyable thing you do with money? Experiences and holidays
Do you use your money or your time to help others?: YES
If YES, can you please elaborate. Forest and Bird donations
What is your greatest financial win? Steady income
What is your worst financial mistake? There are many. Bought a 100-year-old villa - more money to upkeep than you can imagine. Sold it and live in a new property now.
What advice do you have for others? Start investing early and often. Don't look too much when the markets are down.
What is the point of having a net worth above $1,000,000. What does it mean to you? Having a comfortable life is important.
Finish these sentences:
If you want to build wealth do this… Crush debt, invest early and often. Live within your means.
If you want to build wealth avoid doing this… Credit cards, spending more than you earn.