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I have stopped buying the US 500. Well, sort of.

I have stopped buying the US 500. Well, sort of.

Ruth
ETFs, Index Funds, Investment, KiwiSaver, InvestNow, Sharesight, Smart, SmartShares

Managing our money is never ‘done’. I am constantly tweaking and adjusting. Whether for the little things like an increase in our weekly rates bill, or preparing for a bigger expense. Our income and costs are constantly in flux, and we need to keep monitoring and evolving with those changes. The time has come to tweak our investments. Which is why, once I was up and running with our new KiwiSaver provider, I turned my attention to our US 500 ETF and began researching whether we should also slightly adjust our direction with this investment.

Hedged vs. Unhedged Investments: Which One Should You Choose?

Hedged vs. Unhedged Investments: Which One Should You Choose?

Ruth
ETFs, Index Funds, Investment, InvestNow, Sharesight, Smart, SmartShares

Question: Ruth, could you help me understand how to choose hedged or unhedged when investing? This is one of the most frequently asked questions I receive. Investing can be confusing. Not only do you have to consider fund provider, fund choice, and fees, but I often hear from people who come unstuck when they also have the option to choose between selecting “hedged” or “unhedged” for some investment types. Warning: This blog will be boring, brief, but essential.

Why I Changed KiwiSaver Providers

Why I Changed KiwiSaver Providers

Ruth
ETF, Index Funds, KiwiSaver, InvestNow, Simplicity

Over the last six months, I’ve had the dawning awareness that it was time to take a deep dive into my KiwiSaver fund. From everything I’ve read and watched, and from the people around me who know about KiwiSaver and investing in general, it was becoming clear that my Simplicity High Growth KiwiSaver fund might have got me to this stage in life, but it's not appropriate for the next chapter.