All in Personal Finance

Meridian Energy just paid me $684!

I had a nice surprise on the 16th of October. I logged onto PocketSmith and saw that my bank account had an additional $684 in there. When people talk about “passive income” this is what it actually looks like. Money, deposited in my account, without me having to actually do anything except investing in a company and trusting that they will work hard on my behalf.

Book Review: The Total Money Makeover

It was inevitable that one day I would write a blog post about Dave Ramsey, but it has taken me over three years to get around to it. This month I finally read his book The Total Money Makeover. He created a simple plan which he called The 7 Baby Steps to help others change the behaviours that were keeping them poor and to help them get out of debt and stay out of debt, forever.

My PocketSmith analysis: We buy a lot of eggs!

So far, in 2019, we have spent exactly $240 on eggs. We buy them from a woman who lives up the road who has chickens (obviously) and every Monday she drops them (or places them gently) in my mailbox, then I jump online and pay her $5 a dozen. That means we have eaten 48 dozen or 576 eggs this year to date. The moral of the story? PocketSmith can give you some detailed figures IF that is what you are looking for.

Sharesies: Detour Ahead

Sharesies has lowered the barriers to entry for those wanting to enter the share market and they set about serving a previously underserved demographic. Sharesies has helped people see that becoming a share investor is another viable way to grow your wealth in New Zealand. They are now giving you the chance to buy shares in individual companies and spend as little or as much as you like.

How I avoid the holiday hangover.

There are no two ways about it. Overseas travel ain’t cheap. It’s awesome. But it sure ain’t cheap. We said to ourselves that 2019 would be a ‘stay at home’ year because we have bills coming up, there is not enough in our travel fund and we can’t afford a trip this year. But how have we managed to do it, despite saying we couldn’t afford it this year?

Book Review: PLAYING WITH FIRE

I might as well cut to the chase. I loved this book! None of our lives are linear, we all have twists and turns along the way and everyone is on a different journey. For the author of this book, Scott Rieckens, one big fork in his road came when he stumbled upon the concept of FIRE while driving to work listening to a podcast.

Calling all Net Worth Millionaires!

Are you a net worth millionaire? Do you want to help me help other people reach this important financial goal? Before you become alarmed that The Happy Saver is trying to sell you something, fear not! I’m not! For quite some time I’ve been mulling over HOW I can add a section to my website where I let readers of my blog share how they have achieved their own financial success. I want to hear from all of the New Zealand millionaires, please.