All in Investment

NO, I don’t want a rental property thank you.

Have you noticed that I never really talk much about real estate? Except to say that I own the house I live in and I have never really gone too far down the path of writing about property as an investment. With the equity that we have in our house, the ‘obvious’ thing to many Kiwis would be to borrow against it and buy more property that I then rent out to other people. For many this has been a way to successfully grow their wealth. To many, it has not.

Book Review: EVERYDAY MILLIONAIRES by Chris Hogan

I might be unusual in the fact that I couldn’t wait for this book to arrive. Who else do you know that is excited about reading a book that would fall into the ‘personal finance’ section of the bookstore? But this book had been touted as a best seller, before it even went on sale, offering an inside view into the way “ordinary people built extraordinary wealth” and how I could do it too. And I wanted to know how to do that!

How I Help My Daughter Invest

Every week I receive one or two emails specifically asking about how to help children invest and there are often comments on various social media about whether you even should help your kids and if you do, whether you should tell them about it. Over the years we’ve evolved an investment methodology for our daughter that appears to be working so I thought I would share with you what we do in our own whare and that might give you some tips for what you can do in your own household.

Margin Lending - Borrowing money to invest in shares.

Borrowing money to buy shares is something that I don’t hear about that often and I have only really come across a small handful of examples of it in the last couple of years of blogging. Whereas we borrow vast sums of money all day long to get into the housing market, without the word ‘risk’ ever really being used, when we borrow money to buy into securities our first instincts are concern and fear.