I've been feeling a little frustrated lately. I'm sitting in my living room, laptop on my lap, gazing out at the snow-capped Old Man Range. Things aren’t going badly, quite the opposite. Our investments have passed $800,000, our emergency fund is full, and Jonny is about to finish his graphic design job for good. We’re CoastFI and tantalisingly close to financial independence, but not quite there yet. After years of saving, investing and optimising, there’s not much left to do except trust the plan and wait. And I’ve got to be honest: waiting just that wee bit longer is frustratingly hard work.