I met Ronnie when she reached out to me via email and we struck up a conversation. In this guest blog post, she shares how having a budget has helped to get her finances under control.
It’s not what you earn. It’s what you save!
For those of you who are just stumbling upon the FI community you have to agree to be a weirdo like the rest of us and start to pay close attention to how much you are SAVING. It is arguably more important than what you are earning.
Our Year of Taking Action
There are always endless opportunities that call for our time, energy, creativity and money and I’m looking forward to locking in a strategy to deal with these which I know is going to give us some FOCUS in 2018.
Presence NOT Presents
Don't waste your hard earned dollars on crap presents. Put the credit card away and just go and spend time and be present with your friends and family instead.
How to rock a good spreadsheet...
Many people have requested a look at the spreadsheet that I use, so I have finally created one to share with you and from this you can go ahead and create your own.
End of Year Spruce Up
I spend a lot of time at my computer and my “household spreadsheet” is often open and it was while I was looking at this that I thought perhaps it was timely that I have a bit of a financial spring clean.
Becoming Minimalizzy
I have been banging on to my sister for years about living within her means and one day the penny finally dropped. In this guest blog post she shares her story. Take it away Lizzy...
Chocolate anyone?
The endorsement that the people of Dunedin and New Zealand gave a Dunedin chocolate maker this week shows that our interest in a company goes far deeper than simply mixing cacao and milk together.
What can I learn from retirees?
I had a chat with a retired couple recently and I was torn between being polite and not too nosey and outright wanting to ask them every nitty gritty detail about their lives. I settled on the middle ground but found myself left wanting.