All tagged Borrowing

NO, I don’t want a rental property thank you.

NO, I don’t want a rental property thank you.

Ruth
Debt, Investment, Mortgage, Retirement, Shares

Have you noticed that I never really talk much about real estate? Except to say that I own the house I live in and I have never really gone too far down the path of writing about property as an investment. With the equity that we have in our house, the ‘obvious’ thing to many Kiwis would be to borrow against it and buy more property that I then rent out to other people. For many this has been a way to successfully grow their wealth. To many, it has not.

Margin Lending - Borrowing money to invest in shares.

Margin Lending - Borrowing money to invest in shares.

Ruth
Shares, Investment, Banks

Borrowing money to buy shares is something that I don’t hear about that often and I have only really come across a small handful of examples of it in the last couple of years of blogging. Whereas we borrow vast sums of money all day long to get into the housing market, without the word ‘risk’ ever really being used, when we borrow money to buy into securities our first instincts are concern and fear.