I’ve been hearing from a few of you because you have been opening up your KiwiSaver account statements at this time of the year. And there have been a few unexpected surprises in there.
All in Personal Finance
SHARESIES
Sharesies have just celebrated their first birthday and up until this point I have resisted having a play around with their product. But I figure that they are still here after a year, the social media fan party has faded away and yet they still keep coming up in conversation.
Book Review: The Barefoot Investor
I have recommended this book to a lot of people and everyone I recommend this book to loves it! And more importantly they act upon the advice inside the book. You need to add this book to your reading list.
The Daffodil Project
I’ve blogged before about ways I teach my daughter to be good with money and it remains a regular topic in our house. I’m always looking for opportunities to teach her more and I thought if you have children of your own then you might like to see how I go about it?
A million dollar question?
How often have you daydreamed about winning Lotto? What would you do with it? I recently received a great email asking the question, "Would you prefer to get $1,000,000 today, or $1,000 each week for the rest of your life?"
Dropping markets - Should I panic?
What’s up with my KiwiSaver balance? It's dropping!? At the end of each month I check my balance so I can update my net worth spreadsheet and usually the balance has increased. Not so over the last few months and here is my proof…
Tracking every cent...
Tracking every cent makes me calculate each and every time whether we made a good decision with our money. Money is hard to earn and easy to spend so I want to know that I use it as wisely as possible and not look at my bank account and wonder where the hell it all went.
Over invested in my property?
I am constantly debating the question of “should we sell our perfectly suitable house that we really enjoy living in?” The reason for doing this would be to free up cash that I could invest that would then generate an income. I keep referring back to the numbers and talking it through with Jonny. I thought you might be interested in the numbers too.
A very delicate conversation...
Finding those who are “receptive to your message” is a very delicate task so over Easter maybe put yourself out on a limb and drop a few words like “index fund, net worth, spending less than I earn” into the conversation and watch closely for the response.