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The Happy Saver
Don’t Panic In A CRISIS!
Nov 13

Nov 13 Don’t Panic In A CRISIS!

Ruth
Index Funds, Investment, KiwiSaver, Saving, Term Deposits, SmartShares

Having purposefully just returned from America on Monday two days BEFORE the American election I had an inkling that things might get a little crazy.

Shiny Object Syndrome
Oct 16

Oct 16 Shiny Object Syndrome

Ruth

This syndrome is hard to identify if you don’t know what you are looking for and I’ve been caught out far too many times.

Mr Happy Saver’s Index Fund (SmartShares) Update
Oct 9

Oct 9 Mr Happy Saver’s Index Fund (SmartShares) Update

Ruth
Investment, Index Funds, SmartShares

Hang on a moment, just doing the math here: 112 shares x $4.19058 = $469.35. Where did the other $30.65 of his $500 investment go?

The Riskiest Investment: AND most of us will do it...
Oct 2

Oct 2 The Riskiest Investment: AND most of us will do it...

Ruth
Investment, Saving

If I told you about an investment you could opt into which could result in you potentially losing 50% of EVERYTHING you had, would you do it? I’ve already done it and I can tell you that it is the one investment I pay the most attention to.

Dive into Diversification
Sep 25

Sep 25 Dive into Diversification

Ruth
Investment, Term Deposits, KiwiSaver, Gold, SmartShares, Bonds

It has taken me quite some time to learn about diversification and the impact it can have on my investing. But it turns out that I was actually diversifying even when I still had debt.

So, if I died tomorrow…
Sep 18

Sep 18 So, if I died tomorrow…

Ruth

What would happen if I had been taken out by Mr Whippy the ice cream truck just then?

Shoulda, Woulda, Coulda Been a Property Investor...
Sep 11

Sep 11 Shoulda, Woulda, Coulda Been a Property Investor...

Ruth
Investment

When we moved away from Wellington fifteen years or so ago our landlord at the time said “BUY property, BUY anything you can get your hands on, houses have never been so cheap and they are about to go UP in price”.

Credit Card Application: DECLINED
Sep 4

Sep 4 Credit Card Application: DECLINED

Ruth
Banks

This is an update on the very long and ultimately fruitless journey I have been on to get a new credit card.

Bank Accounts. Yeehaa!
Aug 28

Aug 28 Bank Accounts. Yeehaa!

Ruth
Saving, Banks, Bank Account

Bank accounts are not a set and forget. Banks change things and if you don’t watch much TV and have opted to receive statements and communications by email then you fall behind in what they are offering.

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