Home
Blog
Podcast
Phone A Friend
Tools and Resources
FI Series
Debt Free Questionnaire
Millionaire Questionnaire
Buy Me A Coffee
As Featured In
Testimonials
About
Contact Me
  • Bank Account 8
  • Banks 17
  • Bonds 5
  • Budgeting 47
  • Cryptocurrency 2
  • Debt 31
  • ETF 36
  • ETFs 54
  • Emergency Fund 8
  • FI Series 8
  • Financial Advisors 7
  • Gold 8
  • Hatch 22
  • Hnry 3
  • Index Funds 117
  • Inheritance 1
  • Insurance 6
  • InvestNow 4
  • Investment 107
  • Kernel 17
  • Kids and Money 24
  • KiwiSaver 83
  • Minimalisation 7
  • Money Education 82
  • Mortgage 21
  • Net Worth 7
  • Personal Finance 110
  • Phone A Friend 1
  • PocketSmith 45
  • Retirement 29
  • Reviews 21
  • Saving 60
  • Shares 46
  • Sharesies 53
  • Sharesight 36
  • Simplicity 41
  • Smart 5
  • Smart Invest 1
  • SmartShares 96
  • SuperLife 13
  • Tax 4
  • Term Deposits 14
  • Tertiary Scholarship 2
  • Wills 1
  • Wise 1
The Happy Saver
Mutual Fund, Index Fund, ETF. Please explain?
Feb 11

Feb 11 Mutual Fund, Index Fund, ETF. Please explain?

Ruth
Index Funds, Shares, SmartShares

Recently I had a nice email from a subscriber asking can I please explain the types of funds there are and what they mean. So, as concisely as possible I’m going to try to answer this question today.

How does a teenager create a strong financial future?
Feb 4

Feb 4 How does a teenager create a strong financial future?

Ruth
Banks, Budgeting, Financial Advisors, Index Funds, Investment, KiwiSaver, Money Education, Saving, SmartShares, Kids and Money, ETF

Olivia spent the school holidays working hard and she has found herself with that wonderful problem, too much cash sitting in the bank. In this blog post, I detail a strategy to show her how to make her hard earned money work for her and create a strong financial future for herself.

The budget says YES!
Jan 28

Jan 28 The budget says YES!

Ronnie
Budgeting, Debt, Saving, Money Education

I met Ronnie when she reached out to me via email and we struck up a conversation. In this guest blog post, she shares how having a budget has helped to get her finances under control.

It’s not what you earn. It’s what you save!
Jan 21

Jan 21 It’s not what you earn. It’s what you save!

Ruth
Saving, Retirement

For those of you who are just stumbling upon the FI community you have to agree to be a weirdo like the rest of us and start to pay close attention to how much you are SAVING. It is arguably more important than what you are earning.

Our Year of Taking Action
Jan 14

Jan 14 Our Year of Taking Action

Ruth
Investment, Personal Finance

There are always endless opportunities that call for our time, energy, creativity and money and I’m looking forward to locking in a strategy to deal with these which I know is going to give us some FOCUS in 2018.

Presence NOT Presents
Dec 17

Dec 17 Presence NOT Presents

Ruth
Personal Finance, Saving, Minimalisation

Don't waste your hard earned dollars on crap presents. Put the credit card away and just go and spend time and be present with your friends and family instead.

How to rock a good spreadsheet...
Dec 10

Dec 10 How to rock a good spreadsheet...

Ruth
Personal Finance, Investment, Money Education, Index Funds, ETF

Many people have requested a look at the spreadsheet that I use, so I have finally created one to share with you and from this you can go ahead and create your own.

End of Year Spruce Up
Dec 3

Dec 3 End of Year Spruce Up

Ruth
Gold, Index Funds, Investment, Personal Finance, SmartShares, Term Deposits, Saving, Bonds

I spend a lot of time at my computer and my “household spreadsheet” is often open and it was while I was looking at this that I thought perhaps it was timely that I have a bit of a financial spring clean.

Becoming Minimalizzy
Nov 26

Nov 26 Becoming Minimalizzy

Lizzy
Minimalisation, Index Funds, Mortgage, Personal Finance

I have been banging on to my sister for years about living within her means and one day the penny finally dropped. In this guest blog post she shares her story. Take it away Lizzy...

Load More
 

Follow Me...

Subscribe and immediately receive my Top 10 Tips to get you started on your financial independence journey! Receive regular updates in your inbox of my latest blog posts and podcast episodes PLUS I will hook you up with other great blogs and podcasts that I come across in the Personal Finance world.

 
Subscribe

Blog Podcast Phone A Friend Tools and Resources FI Series Debt Free Questionnaire Millionaire Questionnaire Buy Me A Coffee As Featured In Testimonials About Contact Me Disclaimer + Privacy

TheHappySaver.com © 2016 - 2025. All Rights Reserved.