Sharesight — Podcast — The Happy Saver

All tagged Sharesight

Oct 21

Oct 21 128. This Time, I Want to Make It Stick

Money Journey, Personal Finance, Podcast, PocketSmith, Financial Independence, Investing, KiwiSaver, InvestNow, Sharesight

MONEY JOURNEY

Ara describes herself as having been “a bit clueless” with money. When we first connected in 2018, unemployment had made her realise how financially vulnerable she was. Back in work, she wanted to clear her debt, build savings and investments, and learn to manage her money. Then her emails dried up. When she reappeared in 2026, she was still determined to do better, but still caught in the same pay-spend cycle. Now in her late 40s, Ara is trying again. What happened during those eight years? I wanted to know how she’s changing her habits and whether those changes will stick.

May 20

May 20 42. Coming a long way in a short space of time.

Ruth

Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Rental Property, KiwiSaver, Sharesight

MONEY JOURNEYS

In this final podcast of this series, I’m doing a recap of two people that I’ve spoken with earlier. Firstly Bret from episode #20, a guy who had gone from being a super consumer to someone who is finally in control of money. And Lucas from episode #28 who last time we met was staring down the barrel of a $1.2 million dollar mortgage. Both have come an extremely long way in a very short space of time.

May 13

May 13 41. Turbulent Times

Ruth

Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Sharesight

MONEY JOURNEYS

This week I tell you all about Catherine and her husband Luke. Both of them had been enjoying successful careers and had been working to a financial plan that had them thinking years into the future. But sometimes when we think we are heading in one direction a fork in the road throws up a few other suggestions and we have no choice but to adapt.

May 6

May 6 40. It's never too late to change.

Ruth

Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Sharesight

MONEY JOURNEYS

Linda’s journey with money had just been trundling along year in year out for, oh I don’t know, about 52 years! But in July 2019 there was to be a bit of a change in direction when she started to question the status quo and wondered if not paying her house off until she was in her mid 70’s was the best idea after all?

Apr 29

Apr 29 39. Battling the desire to just spend, spend, spend!

Ruth

Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Sharesight

MONEY JOURNEYS

Becky described herself as a spender at heart who has to constantly battle against the desire to just spend, spend, spend. While still a work in progress, she has come a very long way in a short space of time and has paid off old debt and said no to any more. This is how a ‘natural spender’ gets her money under control.

Apr 22

Apr 22 38. Keep On Truckin

Ruth

Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Sharesight

MONEY JOURNEYS

Aaron and his wife Shannon decided to prepare for parenthood by working like crazy in order to knock down their mortgage and set a chunk of cash aside before the birth of their son. Learn how this truck driver and administrator went about it.

Nov 27

Nov 27 36. Divorced and Determined Budgeting Queen

Ruth

Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Sharesight

MONEY JOURNEYS

When I think of Mandy, the word that keeps coming to my mind is ‘determined’. She was living the good life right up until she wasn’t. How could she find her feet again? With determination, that’s how.

Nov 20

Nov 20 35. Rebalancing the Portfolio

Ruth

Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Debt Free, Sharesight

MONEY JOURNEYS

Jo is a busy Mum of a two year old, they had just returned from an overseas trip and she is juggling parenting with a 30 hour work week, while her partner is working as well. She was encouraged into buying property at a young age but is now discovering new ways to invest outside of what she knows, housing.

Nov 13

Nov 13 34. I'm keeping the dog!

Ruth

Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Debt Free, Sharesight

MONEY JOURNEYS

Tracy was on a debt repayment marathon, trying to pay down $94,278 of consumer debt. When we spoke she was down to $10,471.11 of debt and the sprint to the finish line was on! She is one determined and focussed lady.

Nov 6

Nov 6 33. A Debt Free Birthday

Ruth

Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Debt Free, Sharesight

MONEY JOURNEYS

Dale and Dean were ambling along just fine until Dean realised that soon he would be 50 and he became determined that he wanted to be debt free before his birthday.

Oct 30

Oct 30 32. The Ultimatum!

Ruth

Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Debt Free, Sharesight

MONEY JOURNEYS

Farrel and Chihiro are a great example of how to get two people with completely opposite money personalities on the same page. One was a spender and one was a saver and it would have remained that way unless an ultimatum was given: Either shape up or ship out!

Oct 23

Oct 23 31. Cherishing time over everything else.

Ruth

Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Debt Free, Sharesight

MONEY JOURNEYS

I get a lump in my throat when I think about Tracey, her family and the journey they have been on together. Back in 1996, she had no money, she had less than no money actually, she was in debt.