All in InvestNow

127. Consistently Investing, Month After Month, Year After Year

127. Consistently Investing, Month After Month, Year After Year

Ruth
Money Journey, Personal Finance, Podcast, PocketSmith, Financial Independence, Investing, KiwiSaver, InvestNow, Simplicity, SuperLife

MONEY JOURNEY

Sara and Michael have always been good savers, but for years they had no idea what to do with those savings to create wealth. Eventually, Sara found a simple approach to investing that made sense, and from there they consistently invested month after month, year after year. When Sara first contacted me in 2020, they were still relatively early in their financial journey. Six years later, they now have $1.385 million invested, own their home outright, and are beginning to ask a very different question: not how to build wealth, but what they actually want that wealth to let them do.

125. Revisit with The Happy Saver: Eight Years On

125. Revisit with The Happy Saver: Eight Years On

Ruth
Money Journey, Personal Finance, Podcast, PocketSmith, Financial Independence, Investing, KiwiSaver, InvestNow, Debt Free, Smart

MONEY JOURNEY

Today I’m doing something a bit different. I thought I’d give you a little update on what Jonny and I are up to. You might remember that way back in 2018 I released Episode 12, It’s All About Me. Eight years on, I thought it was probably time for an update. This episode isn’t going to cover every tiny detail; the blog is still the best place for that, but I’ll share a few numbers, what’s changed, what we’ve learned, and where Jonny and I find ourselves financially today.

124. Learning, Letting Go and Rethinking the Road to FIRE

124. Learning, Letting Go and Rethinking the Road to FIRE

Ruth
Money Journey, Personal Finance, Podcast, PocketSmith, Financial Independence, Investing, KiwiSaver, Rental Property, Simplicity, InvestNow

MONEY JOURNEY

I had a great chat with Rose and Adam, a warm and friendly duo who came to our conversation well prepared. After moving from Israel to Ōtautahi Christchurch, they built a life through careful spending and a mix of KiwiSaver, shares and property. But after eight years of owning rental properties, they have accepted that the strategy has not worked for them. Now, guided by mindfulness and Zen philosophy, they are letting go of those investments and redirecting their money towards a clearer path to FIRE.

121. The Missing Will

121. The Missing Will

Ruth
Money Journey, Personal Finance, Podcast, PocketSmith, Financial Independence, InvestNow, Smart, KiwiSaver, Investing

MONEY JOURNEY

Petra shares the deeply personal story of losing James suddenly at just 53 and being forced to untangle a complicated financial life while grieving. From a missing will to life insurance, superannuation and learning how to invest, her story is about love, loss, resilience, and creating security, confidence and choices when life changes.