All tagged Total World Fund

127. Consistently Investing, Month After Month, Year After Year

127. Consistently Investing, Month After Month, Year After Year

Ruth
Money Journey, Personal Finance, Podcast, PocketSmith, Financial Independence, Investing, KiwiSaver, InvestNow, Simplicity, SuperLife

MONEY JOURNEY

Sara and Michael have always been good savers, but for years they had no idea what to do with those savings to create wealth. Eventually, Sara found a simple approach to investing that made sense, and from there they consistently invested month after month, year after year. When Sara first contacted me in 2020, they were still relatively early in their financial journey. Six years later, they now have $1.385 million invested, own their home outright, and are beginning to ask a very different question: not how to build wealth, but what they actually want that wealth to let them do.

126. Building Financial Strength Together

126. Building Financial Strength Together

Ruth
Money Journey, Personal Finance, Podcast, PocketSmith, Financial Independence, Investing, Sharesies, KiwiSaver, Simplicity

MONEY JOURNEY

Joseph and Jane’s story is one of resilience, generosity and small financial decisions adding up over time. Today, she has paid off her student loan, they’ve combined their finances, they’re aggressively paying down their mortgage, investing for themselves and their child, using sinking funds and an emergency fund, hunting for bargains and deliberately spending money on the things they enjoy. I think their story is about what money can really give you. Choices. Resilience. Independence.

125. Revisit with The Happy Saver: Eight Years On

125. Revisit with The Happy Saver: Eight Years On

Ruth
Money Journey, Personal Finance, Podcast, PocketSmith, Financial Independence, Investing, KiwiSaver, InvestNow, Debt Free, Smart

MONEY JOURNEY

Today I’m doing something a bit different. I thought I’d give you a little update on what Jonny and I are up to. You might remember that way back in 2018 I released Episode 12, It’s All About Me. Eight years on, I thought it was probably time for an update. This episode isn’t going to cover every tiny detail; the blog is still the best place for that, but I’ll share a few numbers, what’s changed, what we’ve learned, and where Jonny and I find ourselves financially today.