I received an email in August from a woman who finds herself moving on from a 20 year marriage. She is discovering the freedom of now going it alone, but the journey is certainly not an easy one.
Speed Shopping with Sharesies
Recently I had an excellent question from a fellow Happy Saver who had been comparing SmartShares, SuperLife and Sharesies, not so much to find the lowest fees, but to work out which has the smoothest and easiest system and which one allowed him to purchase shares in the fastest time.
Pension vs Lump Sum vs Annuity
Today I wanted to answer a question that was asked by Linda. She is interested in looking at the pros and cons of taking her KiwiSaver as a PENSION versus a LUMP SUM invested in the bank and using the interest to supplement her government super…
Exercise ON A BUDGET
What is the first thing that you give up when life starts to get busy? For me it is exercise. The next thing I tend to give up is often saving because if I’m flat out I look for the fastest way to do something and generally you pay a premium for that.
What about the bit in the middle: Medium Term Investing
The very first thing I would do is set up an automatic transfer to syphon off a set amount of money each week into a sub account with your bank and give it a flash name like “IKMSMOI” (investments keep my sticky mitts off it).
Why am I a passive investor?
A conversation I had a month or so ago is still buzzing round in my head. I was asked about my preference towards passive investing versus active investing. So, I’ve spent a lot of time over the last couple of weeks thinking this through so I can get it clear in my head.
Book Giveaway: Martin Hawes
I had a catch up with Martin Hawes recently and I could not have been more delighted. Having the opportunity to talk about money related topics is my kind of way to spend a Friday morning…
Investing In Something Other Than A House
Today I thought I would tackle one of YOUR questions head on. It’s housing related, a topic that is constantly being talked about in New Zealand and one that I generally try to avoid. So here goes…
KiwiSaver Fee and Performance Comparison
I’ve been hearing from a few of you because you have been opening up your KiwiSaver account statements at this time of the year. And there have been a few unexpected surprises in there.