All tagged Simplicity

122. Renting, Investing and Building Financial Freedom

122. Renting, Investing and Building Financial Freedom

Ruth
Money Journey, Personal Finance, Podcast, PocketSmith, Financial Independence, Investing

MONEY JOURNEY

Anna has developed strong money habits through years of study, careful saving, and living well below her means. After following the traditional advice to buy a home, Anna and her partner, Thom, began to question whether home ownership really suited the life they wanted. Once they ran the numbers, they made the bold decision to sell their house, rent a home that better fits their lifestyle, and redirect their surplus income into sharemarket investments instead. She and Thom are still early in their journey towards financial independence, but they are already experiencing what it can look like in practice.

119. Revisit with Rachel and David: Out of Property, Into Funds

119. Revisit with Rachel and David: Out of Property, Into Funds

Ruth
Money Journey, Personal Finance, Podcast, PocketSmith, Money Education, Financial Independence, KiwiSaver, Rental Property, Shares, Simplicity

MONEY JOURNEY

Back in November 2017, in Episode 04, I sat down with Rachel and David. They had reached financial independence long before the term was widely used, doing it through property. Eight years later, their story has taken a very different turn. They’ve moved away from property and into the share market. We talk about why they made the change, how they approached it, and what it looks like to shift from one asset class to another without losing sight of the bigger picture. Rachel and David are a great reminder that money is not just something to protect and preserve, but something that can be used to create freedom, joy, generosity, and a life well lived.

74. Interesting things happen to interesting people.

74. Interesting things happen to interesting people.

Ruth
Money Journey, Personal Finance, Podcast, PocketSmith, KiwiSaver

MONEY JOURNEYS

This week I’m sharing the story of Ayana, a woman who sure does have a zest for life. However, life keeps throwing her curve balls, and she has to keep adjusting course. She takes life by the horns, and because she is thinking clearly about money, she can embrace each new change instead of being crippled by it. I loved this conversation; I think you will too.

49. Everything I thought I knew about money was wrong

49. Everything I thought I knew about money was wrong

Ruth
Money Journey, Personal Finance, Financial Independence, Podcast, Investing, Saving, Money Education, Index Funds, KiwiSaver, PocketSmith

MONEY JOURNEYS

“Well this is awkward” I thought when some guy called Chris started secretly emailing me without his partner’s knowledge! Big long emails with tonnes of questions about personal finance, my favourite topic for sure! That is how I came to sit on the sidelines of the transformation of not just Chris but of his partner Rosemary’s financial life.

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