Here are a few companies and products that I use myself or that others have recommended to me.
Personal finance is deeply personal, and everyone goes about it slightly differently but the key to those who succeed and get ahead is working out exactly where their money is. One of the first tips I offer people who email me is to track their financial activity. Only when you do this in some form or other can you make the right changes and start to understand where all of your money is going. PocketSmith is a New Zealand based business who has gone global and I am using it to help monitor my accounts and track my earnings and expenses.
PocketSmith are offering Happy Savers 50% OFF their Premium Plan for the first two months. To redeem this offer, CLICK HERE, set up a FREE account and apply the coupon code - 50OFFPREMIUM-F4RG - in the app via Settings > Subscriptions and Upgrades > Enter coupon. Then enter your payment details, and you are set to go.
Sharesies is a great way to find your “investing feet”. A low cost way to enter the share market buying into one of their index funds. Great place for those brand new to investing to start and/or for those who only have small amounts spare to invest each month! This is where your investing education can begin. If you would like to sign up with Sharesies, consider using my link and help support me and what I do on this blog. If you use it to sign up, I will receive $5 in my own Sharesies wallet that I can buy funds with!
CLICK HERE to sign up with SHARESIES.
SuperLife are the sister company to SmartShares and both are owned by the NZX. I don't personally use them but a lot of index fund investors sure do!
I changed away from my KiwiSaver provider to Simplicity when they first launched. This is New Zealand's lowest cost KiwiSaver provider and I love using their platform. EASY to understand and I can clearly see my fees which is important to me.
If you buy shares or index funds month after month its really hard to work out IF you are actually making money. I use Sharesight to track each of my investments because their math is far better than mine! You could also set up dummy accounts if you wanted to do some hypothetical trading if that was your thing. Love this service.
You can try Sharesight for FREE to track 10 holdings, but if you have more than 10 holdings, I have a special offer for followers of The Happy Saver. Get 2 months free off an annual premium plan. CLICK HERE to find out more.
This is where I go to view my SmartShare investments (although I can also view this through the SmartShare website now).
A New Zealand owned and operated bank with a woman as CEO. What’s not to love? Have used this bank for years, do everything online and have yet to visit a branch, simply because there is no need to. When you phone them, someone actually answers!
Gold, pretty gold! This is who I buy (and sell) my gold through. If you want a thrill, then buy some gold and wait for the courier to arrive!