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The Happy Saver
20. Super Consumer to Super Saver
Jun 27

Jun 27 20. Super Consumer to Super Saver

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, Debt Free, Index Funds, Saving

MONEY JOURNEYS

Bret has spent the last year and a half going from super consumer to super saver. He used to use money to buy endless stuff, but now he is using it as a currency to buy back his time.

19. An Epiphany In Paris
Jun 20

Jun 20 19. An Epiphany In Paris

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, KiwiSaver, SuperLife, SmartShares, Debt Free, Index Funds, Saving

MONEY JOURNEYS

A holiday is a great opportunity to clear your head and make future plans. Nellie decided that if you are going to make a plan to completely change your financial life then you might as well start right now.

18. Asking for help has been a game changer.
Jun 13

Jun 13 18. Asking for help has been a game changer.

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, Debt Free, Saving

MONEY JOURNEYS

Years of DIY investing has worked Shane into a very good financial position but putting his hand up and asking for help to improve his portfolio has meant that his retirement will happen just that much sooner.

17. Weetbix for breakfast, lunch and dinner!
Jun 6

Jun 6 17. Weetbix for breakfast, lunch and dinner!

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, Debt Free, Saving

MONEY JOURNEYS

Today I want to tell you about Ashley and her action packed and interesting journey. She is now debt free and enjoying every moment, but it sure has been a rocky ride.

16. Consistent Saving, Smart Investing, Mindful Spending
May 30

May 30 16. Consistent Saving, Smart Investing, Mindful Spending

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, KiwiSaver, SuperLife, SmartShares, Debt Free, Index Funds, Saving

MONEY JOURNEYS

At just 23, Callum has a net worth that would make others stand up and notice and a heap of plans for the future where he takes every opportunity to grow his skills, invest carefully and spend mindfully.

15. A lesson on living a good financial life.
May 23

May 23 15. A lesson on living a good financial life.

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, KiwiSaver, Retirement, Debt Free, Saving, Managed Funds

MONEY JOURNEYS

If you want the good oil on how to invest well, track down a retired English and History teacher! If anyone is going to remember key points and dates about their life it is them.

14. Is it mission complete?
May 16

May 16 14. Is it mission complete?

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, KiwiSaver, SuperLife, Retirement, SmartShares, Debt Free, Index Funds, Saving

MONEY JOURNEYS

I had a catch up with two people that I spoke to in the first podcast series and our catch ups did not disappoint. Both of them have in the last six months made some fantastic progress towards their own unique goals.

13. New Country New Life!
May 9

May 9 13. New Country New Life!

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, KiwiSaver, SuperLife

MONEY JOURNEYS

Chris and Kazia hit the ground running after having the guts to pick up sticks and move to New Zealand to begin a new life just eight years ago.

12. It's All About Me
Feb 7

Feb 7 12. It's All About Me

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, SmartShares, KiwiSaver

MONEY JOURNEYS

I thought to round out the series I would let you know a bit more about me as you may have been thinking “who is this person who keeps on banging on about Personal Finance in New Zealand?”

11. Creating a Whole Life Plan
Jan 31

Jan 31 11. Creating a Whole Life Plan

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, SmartShares, KiwiSaver

MONEY JOURNEYS

Living in Queenstown, Kurt and Ruth have created a whole of life plan to make sure they don’t just survive there, but thrive.

10. How come I’m not rich?
Jan 24

Jan 24 10. How come I’m not rich?

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, SmartShares, KiwiSaver

MONEY JOURNEYS

Ronnie woke up one morning and went to a job she didn’t much like and wondered how she had reached 39 years of age and still wasn’t rich.

09. Self Taught Investor Loves Buying Individual Shares
Jan 17

Jan 17 09. Self Taught Investor Loves Buying Individual Shares

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, Shares, SmartShares

MONEY JOURNEYS

Jane loves buying individual shares in companies. She enjoys the research, the tracking of her investments and the sporadic hunt for the “next big thing”.

08. High risk investing leads to a balanced lifestyle...
Jan 10

Jan 10 08. High risk investing leads to a balanced lifestyle...

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, Saving, Index Funds, SmartShares

MONEY JOURNEYS

Dean struck me as a guy with a good story to tell and I knew there was more to him than just index funds. During our chat he told me about where, how and most importantly why he is an investor.

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